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Here's a quick overview of key verification approaches :
- Address Verification System (AVS): Verifies the postal address on the card against what’s on hand with the financial institution.
- Card Verification Value (CVV): Obtains the three- or four-digit code located on the back of the credit for verification .
- 3D Secure: Adds an extra layer of authentication involving the cardholder’s issuer to authorize the payment .
- Device Fingerprinting: Recognizes the device used to make the purchase to spot potential fraud .
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